Реферат: Computer Ethics Essay Research Paper Questions of

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Computer Ethics Essay, Research Paper

Questions of Ethics in Computer Systems and their

Questions of Ethics in Computer Systems and their Future

1) Identify and discuss security issues and considerations evident for Information Systems

And computerization in the brokerage industry. ( Think about how the Internet has already influenced trading.)

“The technology is getting ahead of regulators” claims David Weissman, director of money

and technology at Forrester Research Inc., in Cambridge, Mass.

If one is to believe the quote above it sounds very ominous for the regulators and the government

to attempt to even bring this media under any kind of regulation. But, what is it that they the

government agencies truly are looking to regulate? If you take to the argument that this media,

the Internet is truly a public access network, then the control to which they would like to extend

to it would be the most regulated public access system in history. What I believe the attempt here

is to regulate through censorship. Since it is almost impossible to censor the phone networks

without actually eaves dropping on your phone, they have decided to regulate and censor your

written word. The danger in this is what you write as an opinion may be construed by that

government regulator as a violation of some regulatory act. The flip side to this is if you did this

through another medium such as the phone system nothing would ever come it. The bigger

question here is how much government do people want in there lives? The Internet was brought

into the picture for the public as the next great technology of this century. It is without a doubt as

big if not bigger than any other public means of communication that has come before it. With

that in mind I think the government is trying to extract it’s pound of flesh for what they believe is

missed revenue dollars that could be made in the form of tax regulations.

“There are probably insiders touting stocks on the Internet either anonymously or under

assumed names,” said Mary Schapiro, president of the National Association of Securities

Dealers, which oversees the NASDAQ market. The argument that they are both (the government

and NASDAQ) currently running with is the “protection of the investor”. When one looks at

NASDAQ’s complaint it is fairly superficial, for them it is clearly a loss of income for their

trading enviorment, for the government it is a loss of taxes that could be derived from those

trades. Are we to believe that both of these agencies only have the best intentions at heart for

those investors that might be duped. These issues have been around for along time through the

use of other mediums like the phone system, direct mail marketing, “cold calling” from “boiler

plate” houses, and even unscrupulous brokers who work in legimate brokerage houses. People

today are still the victims of these types of scams through the use of the older technologies. So

how is it that since the older scams are still being used is one to believe that they will have

anymore success tackling the complex nature of the Internet and the myriad of scams that could

generate from it. The success rate of convictions from past indiscretions is low at best, one only

has to look at the mountain of arrests for “insider trading”, that the government launched during

the late 1970’s through the middle 1980’s to realize for all the hype of cleaning up Wall Street not

a whole lot ever came from the scourging. What it seems to me is Ms. Shapiro would be better

suited to try and align her NASDAQ forum with the Internet technology to take advantage of the

technology rather than trying to use the government to bully people into being afraid to use the

technology. Her second quote of “there is a tremendous amount of hype,” comes off as nothing

but sour grapes and a big opportunity to use her position to knock the Internet. If she honestly believes she’s done everything to insure her customer base that her system of doing business is

any bit as less likely to fall victim to insider trading and traders touting of stocks beyond what

they should be touted as, she is sadly mistaken. The average investor is going to use every

opportunity presented to them if they think it will give them the advantage in investing. Just look

at places like Harry’s at Hanover Square, a popular bar in the Wall Street area where depending

on the afternoon one would only need walk around the bar to hear the broker types hyping their

own stocks to each other and just about anyone in sight. Are they ready to regulate this very

common practice done for the last 30 years, or how about the broker’s who spend weekends on

golf courses singing the praises of their stock to customers and brokers alike, who then come in

on Monday and trade off the weekends knowledge or what they heard at the bar. How do they

regulate this kind of “insider trading” activity, they have no way to help or protect the person

who is not privy to these kind of conversations or dealings. The availability of the Internet to

trade on this information to a larger market base I believe does even the playing for a lot of

people who do invest. I don’t believe that those who would use the Internet for financial

information are that wild in their approach of their investing to fall for the super-hype of

someone they don’t know. For those do they would have fallen for it through any media out their

because their approach is to win at all costs regardless whether it is legal or not.

In closing, the argument presented by NASDAQ and the government is a weak one at best, I

don’t believe any government agency should be pressured into regulating any medium because

of private industry’s displeasure with that medium. Also regulations passed based on private

industry demand usually leads to more problems than ever before. On only has to look at the

great S&L bank failures that occurred after the government stepped in to help the S&L industry

out. We will never know the true value of all the losses (in the S&L failures) derived from when

government agencies answer the call with regulations to help out an industry that pushed for

regulation to prop up a dying industry. The American people and the government should stand

up and take notice of what the government tried to do in regulating banking in the 1980’s, could

very well be the debacle of the late 1990’s with trying to regulate the Internet to save some parts

of the Wall Street industry. Maybe this medium of the Internet will sound the death bells for

some parts of a lot of industries, but I believe it is only the start of many great things to come for

everyone involved who takes advantage of it.

2) Provide what regulations and guidelines, if any, you feel need to be implemented for this

situation.

Based on the preceding question any regulations passed to help the Wall Street industry I

believe would create situations even more serious than the S&L failures, or the “insider trader”

failures of the 1980’s. You always run a fine line between what is a regulation for the good of the

consumer and what are regulations designed to protect an industry. I believe there are enough

regulations out there to protect the Wall Street industry as it presently exists, to have to conjure

up regulations for every medium that could possibly come down the road to protect every

industry or private citizens enviorment is just too much government agency in everyone’s face.

Not only will the federal government want their piece of the action, let’s not forget cash strapped

states like New York will also be looking for their’s to. I will discuss this more in question #3.

3) Discuss ethics and surveillance concepts that pertain to this situation.

The ethics problems I would like to discuss from both sides of the equation. From the

standpoint of the trader the ethics problems are fairly obvious. He has to do his job within the

present guidelines that regulate his/her profession. They are not to trade on information that has

been illegally gotten through whatever means. This includes what I mentioned in Question #1

about information obtained through means that the general public is not privy to, all those bar

dates and golf dates where the information about stocks is bantered about like idle gossip at a

garden club party. This technically is considered “insider trading”, but how does the government intend to alleviate this problem through any kind of surveillance, they can’t. No more than they

could alleviate the problem through the use of the phone network short of tapping their phones

and monitoring their conversations. When does monitoring for wrong doing and the infringement

of your Constitutional rights start to crossover. The danger here is obvious, for every regulation

the government perceives as needed the American citizen gives up a little more of there right to

privacy and free speech. For the trader types this comes in the form of what he says or writes

about on a particular stock, he has to worry that it won’t be construed as classified information

that was some how derived from an illegal source. From the public side’s responsibility and the

perception they have to worry about is that what they traded cannot also look like they received

some kind of special information that help them trade successfully and earn a profit.

For both sides the questions of ethics in trading can only be answered by those that are

involved. The majority of the industry does do everything above board, and I believe there are

enough regulations and surveillance out there already to keep a fairly tight lid on all of those

people who choose to be involved. Nothing is every 100%, but with is being done to police the

industry is enough of a deterrent not to be persuaded to do the “insider trading” thing. You will

always have those that will break the law for the pursuit of the dollars, some will even break the

law for the thrill of getting over on the system, but for the vast majority this is not the means by

which they invest, and with that they should not be penalized by overzealous government

regulators and an industry looking to extract dollars out of a technology. You will never be able

to stop the criminal types who will use the Internet for criminal advantage, anymore than you can

stop all street crime. You cannot regulate the Internet for prevention of crime any better than you

can regulate all people from doing criminal things, there is that small minority that will always

continue to find the easy or criminal way around everything. To regulate the Internet to attempt

to protect the public is just another form of censorship. The government would be riding a very

fine line behind this concept of protection and the rights of the individual to express an opinion.

If I publish on my Internet page that I made a great but of stock this week, that is my opinion and

only my opinion. Should the government come along or any other private group come along and

attempt to either sue me or censor me in some form or fashion just for my opinion. Should I

worry that someone reading my page decides to act on what I wrote. If he/she does I would have

to say that they are rather foolish to act on my opinion and invest their money. On the same

token I would never react and invest on someone’s say so without first thoroughly checking out

all the facts. Do people go out and kill because they see a violent movie I don’t think so! Then

why would the government say they need to protect the public’s interest by possibly watching

my home page or anyone else’s out there. Do they listen to your phone calls, do they read your

mail, do they read your E-mail, do they tell you what books to read, what movies to see, then

why would I want them surfing the Internet to under the guise of public protection. I’m an adult

and would like to be treated as such, I can make correct decisions not only about how my money

is spent but where. If I find something out on the Internet that I feel is so criminal I would alert

people to the fact that whatever was out there to watch out for. You would be surprised how well

Internet people do police the net and warn there friends and others about it.

Don’t buy into the government hype of public protection, for all the mediums I just listed

above the scams as they are related to Wall Street are still happening big time, and they already

regulate those technologies for our protection! It’s not regulation they are looking to do, it is

ownership of the Internet they are trying for, and with the help of big business, who sits there

and cries foul, they may very well achieve this. Talk about two groups in need of finding some

ethics big business and the government are sorely lacking. This the first major technology that

has leveled the playing field for even the littlest user. Don’t buy the hype where ever you can try

to keep the regulators out, by voting, writing your congress, or whatever it takes legally. We are

intelligent enough to make our own decisions!!

4) The year is 2016. Describe how information Technology and computerization have impacted individuals and Society in the past 20 years. Let’s look at from an everyday perspective: First you’ll be gently awaking by an alarm that

you set by your voice the night before and playing what you want to hear again that decision was

made the night before. You’ll enter a kitchen where on voice command you order your cup of

coffee and whatever breakfast you want because your computer run appliances will be able to do

this for you. Next you go to your printer and get a copy of the newspaper you want to read

because you will have programed to extract information from five or six different sources that

you want your news from and it will be waiting for you to read. If you real lazy you could have

your computer read it to you in a smooth digitized voice that you’ve selected. After finishing in

your computerized bathroom that not only knows how hot you like your shower but also

dispenses the right amount of toothpaste on to your tooth brush. After dressing from your

computerized closet that selected all your clothes for the week, you’ll enter your computerized

car which is all activated by your voice. There also is a satellite guidance system for the times

you might get lost but you’ve already programmed the car to know how to get you to work.

Work will be only a three day a week affair with the other two days working out of your home.

Your office will be totally voice activated. You’ll run all of the programming you’ll need for the

day by voice activating the programming.

You’ll conference call to other office sites but it be in complete full motion video. The next

step will be 3D holograms but that hasn’t quite come to market yet. You’ll instuct your computer

by voice to take ant E-mail you need to send and it will be sent in real-time. The rest of the office

also is capable of call forwarding you any phone calls or messages because the central computer

in the office will know your where abouts in the office at any time as you pass through any door.

Your day is over you’ll leave instructions fro your computer to watch certain events throughout

the night and if need be you could be reached at home. You’ll be paid in credits to the credit

cards of your choice, there will no longer be money exchanged. To help you protect against fraud on your cards when you spend money you’ll use your thumb print as you would your signature now. At night you’ll come to a far less stressed enviorment because the computer appliances in your house have taken a lot of the mundane jobs that you use to do away. You’ll be able to enjoy high definition TV and be able to receive some 500 channels. After checking with your voice activated home computer to see if there is any phone messages or E-mail, you’ll retire to bed of course in you climate controlled home that knows what settings you like in what parts of the house. Oh, yes you won’t even have to tell your voice activated computer not to run your computerized sprinkler system for your lawn because it will have realized from the weather report that it will rain.